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My column is dedicated to telling it like it is. I will always give you the best information available to me or the best advice I can. I will be upfront and never hide the truth from you.

The one thing I will not do is you homework. I will try and point you towards the answer or help you find the answers you looking for. Ultimately you will have to find the answer yourself.

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Any tips on what to do about parents that don’t let me save money? Basically when I first got a job my bank account was joint with my mom, it was joint because she told me it’ll be easier for her to send money to my school. Little did I know it was a tactic, whenever I got paid from my job I didn’t know how much I was making because my mom had my debit card she said she wanted us to save money, so I thought. So basically as I was making the money my mom was taking out the money to pay the bills ultimately I finally caught her when we went to the bank together and the bank teller gave me the receipt and my balance was less than 100 dollars when I’ve been working for 30 hours a week. Anyways long story short I got my debit card from her and she stopped taking money. So this school year I had to stop working to focus on school and my parents said that they’ll give me an allowance to survive till school is over and then I’d have to get a job again. Long story short I basically spent my whole savings this year because my parents would either ask me for money or id have to spend it on personal expenses like public transportation so my whole savings is gone. It’s gotten to the point where my mom even asked to borrow my credit card knowing that I don’t have a job to pay it back. She told me she’ll pay it back but I already paid the whole thing with my savings because she still hasn’t (obviously I didn’t tell her I paid for it) Any tips on what to do? I made another bank account that’s not joint with my mom but she found a way to weasel her self to that account too (don’t ask). I don’t want to turn into a person that can’t save money but my parents are turning me into that

Yes there is away to Direct Deposit to your Savings account. As the Bank Manager for the proper form to give your employer




If you're over 18 you mom is not entitled to be on any bank account with you. If somehow your mom has gotten herself on to your account then close that account and open a new one at a different bank and do not tell her which bank it is.

You don't need a checking account if you have a debit card. As for paying your credit card you can do that at the bank. So what you really need for now is a savings account with a Debit card which along with your credit card you keep with you at all times.

When you start working again ask to have your check Direct Deposited. The less paper around the house the better.

I had a similar situation with where when I entered the Air Force my dad sold my car. He claimed the proceeds barely covered a bill form the service station which was wrong. Long story short I said if he ever stole money from me again I would sue him. YOu may have make the same pthreat and you are certainly entitled to do so as you are no longer a minor and your parents have no say over your finances or other things in life including medical records.

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(Rating: 4) Yes I’m 20 years old I’ve tried asking the bank to remove her and they said they can’t without her signature and of course she won’t remove herself. Yes I have two checkings accounts and one savings account my mom doesn’t have access to the savings but like I said earlier she’s joint with one checking and found a way to access another. My last job my pay checks were sent via direct deposit but because my account was joint with my mom she knew exactly when money entered my account, do you know if there’s a way to get the money direct deposited into my savings? But thank you for the advice!
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