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Ok, so my boyfriends dad offered to sell me a car, that was valued at 6000, for 1500. He said eh wanted to keep the insurance and title in his name until the car was paid off. I had no problem with that, but when i was on my way to take him somewhere, someone ran a red light and smashed the car. its gone, totalled. now he wants to pay his random bills with the settlement! My bf thinks im being selfish by thinking that he should keep the 1500 that he would have gotten from me out of the settlement, and give me the rest to get a new car. Am i being selfish, or is his dad being a real jerk? I really think that he only wanted to keep it in his name so that he could reap the benefits if I got in an accident. Help! dont want to see his face everyday while im so angry at the fact that he's gloating that hes making out on the deal!
Honestly, it was his insurance. The car was in his name. It sounds like you were basically paying him $1500 to use his car. Which means that if it wrecks, legally, it's his to deal with. If it were your fault, he'd have had to pay (or his insurance would have, making that price go up). It's only lucky on him that the accident wasn't your fault.
If you've given him any money so far, he should give you what you paid. For example, if you've already coughed up $500, he should give you $500 from the settlement. But in all honestly, I think the law favors him.
No offense, but I hope you learn from this - never take this kind of favor. It will usually come back to bite you in the butt.
(Rating: 4) thanks. law favors him i wasn't particularly asking about that. I was more asking if it was wrong to feel that he owed me the money. When you drive off a dealership with a car, ITS YOURS. thats how i felt when i drove off with the car he sold to me.