|
credit card
i'm 13. i love shopping and i'm not just saying that. i use my dads credit card when he takes me shopping but sometimes they say "can i see your lisence" and my dad shows them his. but i was wondering am i old enough to have a credit card? if not, when am i old enough?
[ ]
Want to answer more questions in the Technology category?
Maybe give some free advice about: Advicenators?
I'm 15 and I have a credit card. My parents got it for me and it has my name on it..but basically it's their money. I also went to the DMV and got an ID so when the store asks to see my ID I show them that. A school ID also works too.
hope i helped! =]]]
]
you can get a credit card til' your 18 but you can get a supplementary card: which is a card under your dad's name but you can use it.
for my birthday i got gift cards. there the same thing and they ask you to sign a reciet -just in case of anything- its like the same as a credit card.
HOPED I HELPED
♥ Flaggal
]
I have a debit card, in my name from US Bank.
It's not a real debit card, though because it isn't connected to any accounts. It's kind of like a Visa or MAstercard giftcard.
Speaking of the giftcards, you could get a Visa giftcard for like $1000, or wahtever. It's like the same thing as what I have, except mine is through a bank.
I got mine right after I turned 14.
]
You can't get one until you hit the age of majority in your area which is probably 18.
Right now, you can get your dad to get a supplementary card to his card with your name on it. Sign the card and voila, the card is your card but the bill goes to him. Just be careful spending. I hit the limit so many times when I was younger and when he would try to use it, it would say he couldn't buy whatever he wanted and I'd get in trouble.
]
When you're around 18 you will get offer after offer for credit cards.
Technically you can have one at 18...in reality you can have one when you have a job where you can cover your expenses you incur from using it...card companies like you to have a job before giving you one so it shows you have some way of paying them back...daddy isn't always going to be able to take care of that when you should be responsible for it.
Wait until you have a nice paying job and you get an offer for a card that doesn't come with a 26% rate of interest.
]
the reason they ask to see his license is because he didn't sign the back of his credit card. that's because if they don't sign the back of the card, then they ask to see the license to make sure they're really that person and it's not a stolen card. people don't sign theirs sometimes because they don't want other people using it, and if they sign it, then the signature is on the back and the workers wouldnt have to ask to see the license. yes, you can have your own credit card. my friends have them and they're 13. so yes, you're old enough and that's why they ask to see his license. ♥ megan
]
More Questions: |