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Is A Debt Worth College?
F/19. I'm a sophomore going to my junior year in college next year and am considering a transfer to UMaine. Thankfully I've gotten a letter offering enough money to allow me to study there. I'm currently an English major but was thinking about pursuing a major in science instead, possibly Earth, Marine, or Animal Science. However, out of the money offered more than half of it would be in loans, therefore lets say that I stayed two years (since I am a transfer), I would end up with $60,000+ on loans. On the worst case me being an Arts major could mean I'd need an additional year to finish, which would mean near a six figure number. Yikes. I'm just not sure if its worth it. I'm not afraid of having to pay afterwards but I also would like to do Master's or even a PhD. I'm just not sure if I should go with it.
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Having kids a bit older than you and knowing their friends, my experience is that all except maybe one has found a job after college/univ. in the degree that they got and they're just working ordinary low paying jobs just to pay their college debt off. My oldest never got a job in the medical field as she hoped and all she could get was a job at Walmart because there is a flood of many more graduates than there are jobs to fill. Only some very specific's in a field may have an opening.
My husbands daughter got a degree in CG, computer graphics from a prestigious school that is one of the top in the country and has a gigantic loan to pay off as this seems to be along the lines of med school expense. She has not yet worked a job in her field.
As the population of the planet increases in a time when our own country hasn't made any great improvements to the economy, living costs and that includes school loans are going to have to be paid for by minimum wage jobs at worst and costs are more than what most people earn. I know more and more people losing jobs cus their company can't afford to pay employee wages and still stay afloat, so the lucky few still working are doing the work of two or three people now.
If you want to switch later once you are working and can pay off the first degree before pursueing a science major, then maybe it'll work out well but any kind of college these days is risky
So, other than cost of loan payback, only you can know why deep down you are not sure. If it isnt about money, then it must be that someone has said you;d be good at or is encouraging you to follow this other path. YOu should only go for a degree in a job that you have a passion about and a love and desire to do, otherwise, forget what the job pays and go for what you like.
Some of the more successful medium paying jobs actually grow to have more potential when the person in that job has a passion for what they do, they can go a long way as far as being successful in their role.
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