Well I'm 12 and I'm getting like wet stains on my panty and it smells like pee but its not! I've gone through everything in puberty already and I've obviously never had sex but I do finger myself what is it!
In that case it's normal and best to carry a liner to absorb. However, you should tell your mother, a sister, aunt or trusted older female about this and how long it's been happening to figure out what it is. They could take you to a doctor if need be.
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