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Will testing for stds show up on my insurance bill?
okay. I am going to go get tested for and STD. my brother says that when I give my insurance to the people..this kind of stuff will show on a insurance bill. is this true? i really do not want my mom all in my buisness. i hear 16 years and older you can go to the doctor by yourself. so taking my insurance card in to go get tested and it showing up on a bill is not what i want. cause then my mom will find out. i'm just trying to keep this to myself..atleast. Is there anything about a bill I should worry about? because I talked to the one of the employers that works at the clinic and she says I they need insurance info so they can see if it will cover what needs to be payed. Can some one please help. thanks.
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Want to answer more questions in the Sexual Health and Reproduction category?
Maybe give some free advice about: STD Information?
Yes. If you use insurance it will show up
on the bill. Actually, you won't get a bill
from the doctors office, you will get an
insurance EOB (explanation of benefits)form.
It is against the law not to give detailed
information of whats being paid for to you
and your insurance company. It prevents
insurance fraud. Since every single test
given costs a different amount, it lists
them all.
You can go to your local health department,
or planned parenthood in your town. Tell
them you want tested for STD and they will
do it or tell your where to go to get it
done for free or for a very low cost.
I know all the answers you've gotten will
have you confused. I will tell you that I
have worked in a doctors office and have
done insurance billing for that office. I
have also gotten my share of bills over the
years. :)
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That person didn't really answer your question but anyways...
This depends on what STD you are getting tested for. If it's for HIV, all they do is get a cheek swab sample from you and if they need your insurance, it won't show up as that.
If you're getting tested for things like chlamydia or syphilis, that's a bit more expensive because they get a urine sample and have to bring it to the lab. If they see something bad, they might have you come back so they can look in "there", which costs even more.
So, on the INSURANCE bill, it'll just say where the insurance was used, like "Johns Hospital", BUT when the hospital sends you a letter about the rest of the charges you have to pay, it will say "vaginal so and so".
Anyways, if your parents see that on the insurance bill and they didn't know you went to the doctor's, they might call the insurance company and ask what these charges were for...
If you go to a planned parenthood, they're a lot more confidential about it because they understand how it is for teenage girls. Just find a planned parenthood and call them beforehand about the insurance.
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If you are concerned that you might have an STD, get tested. I don't care how you do it. You need to let your parents know about it. They will be able to help you, and are most concerned about your health. I know this sounds dumb, but finding out if you have an STD now is better than finding out after you have infected others, and have not received treatment for yourself. Most importantly do not have sex with anyone until you find out for sure.
I know this sounds very prude, but, these problems can be eliminated by not having sex. If you are not married or under 18, it is not a good idea anyway. I know you are practicing safe sex, because if you are not this could prove to be very risky and suicidal. Talk to your parents, then get a test. They will of course probably make you feel shamefull, but this is the consequences of your actions. We all have to suffer our consequences. Better to know now than later. I am sure that there is a free clinic somewhere in you neck of the woods that could test you. Good luck and God Bless
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