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18 years old


Question Posted Thursday May 19 2005, 11:49 am

Hi, i just turned 18 and i live in Pennsylvania. im not really sure wut changes take place according to law such as having to get my own health insurance and wut not. can anyone explain more to me?

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mysticpixie05 answered Thursday May 19 2005, 4:03 pm:
all depends on your situation. if you are still attending some sort of schooling, then you can still be on your parents health insurance. if you are an independent 18 yr old and are own you own, not attending school, and have a job, you need to your own health insurance. hope this helps.

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IcySparks18 answered Thursday May 19 2005, 1:17 pm:
If you live by yourself in PA, and not with your parents, you can apply for the access card. this will allow u to see doctors that take the access card. You are eligible to have it, if you have no job, or if you have a job that doesn't pay well or offer medical insurance. But if you have no job and turn 21 it runs out, which is what happened to me.

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Michele answered Thursday May 19 2005, 1:04 pm:
Well, PA's law may be a little different,but you are not old enough to vote, and to join the armed forces (big deal). As far as your own health isurance,you can stay on your parents health insurance usually until you are 19, and 23 if you are a full time college student. And if that is not an option, look for a full time job that provides medical insurance. My son goes to a state college here in CT and he is a full time student, and the state provides his medical insurance for a lot less than it would cost me, so the college/state is covering his medical right now. At 18, you will also be tried as an adult for a crime and the crime will go on your permanent records, and will follow you everywhere. Juvenilles criminal records are sealed, in most cases. Well, you also legally don't need your parents permission any more to do just about anything. You are legally an adult, and are expected to be responsible for yourself. So you also need money and brains and a positive attitude. So good luck and Happy Birthday. I know a lot of adults who would be willing to trade places with you.

Michele

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