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Skipped Tenants
I have been looking on the net for software that can help me look for skipped tenants. I do not want to hire this out, I want to be able to do it.I saw that there was software named NetDetective, but I don't know if it is legite or what. Staples and Best Buy have not heard of it. So, does any one know of software that will help me look up people's credit history (for future tenants) and be able to track down skipped tenants???? PLEASE HELP!!
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Want to answer more questions in the Technology category?
Maybe give some free advice about: Computers?
Also if you look at the the home page for NetDetective.com. First thing it says is find out the truth about anyone. It is not illegal for me to do this
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I beleive it is illegal for you to check other peoples credit reports...
Requirements for Accessing Credit Reports:
To guard against abuse and to protect your privacy, the FCRA requires that all businesses must meet the following requirements before they are allowed to access credit information:
-Proof of a permissible purpose under federal law
-A background check and on-site inspection of the business
-A current business license
-A signed contract requiring the business to use the data properly
The only time your credit report can be accessed without your permission is in prescreening for credit offers or if a judge subpoenas your credit information.
I checked out NetDetective online and it says you can check your credit history. It doesn't say other peoples. Sorry.
You said: A bank, car loaners,rental, and various people do look at your credit history to see if you can pay on time. It is not illegal otherwise they and I would not be able to do it.
I say: It is not illegal for them if they meet the FCRA's requirements as I listed above.
I agree with you, I am sure you can find out a lot of information about people with NetDetective. But it says:
Check your credit report for ACCURACY
It does not say other peoples.
I just don't want you to buy a product that is leading you to beleive that it is something that it is not.
Checking peoples credit history is illegal unless it is approved by the FCRA.
How Can I Learn More About Credit And The Law?
The federal government maintains several informative World Wide Web sites with lots of information about consumer credit issues. These two relate to the FCRA specifically:
[Link](Mouse over link to see full location) (summarizes the law)
[Link](Mouse over link to see full location) (gives the actual text of the law)
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