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Ex ruined my life, two years later and I'm still facing the consequences?
I understand that he couldn't have done anything without me being a part of it, but I was young and foolish at the time and he was older. I'd never been with anybody else and he was my whole world and I'd do anything for him.
I don't want to have to explain the whole situation, but I was with him once when he was shoplifting and they detained both of us. I was never formally charged and released before I could even see a judge. It's not a conviction on my record, but it still shows I was arrested and what for. I haven't been able to get it expunged off because I don't have 2k to do that with. Now a lot of places won't hire me even though it shows I was never charged and that there was no evidence to convict me on (because I didn't have anything, he did).
Then because he was arrested we lost the apartment we were in since he couldn't pay his half of rent and I paid for him to be bonded out. We were both evicted and now I have that on my record too along with $3000 they sent to collections that we were fined for being evicted. Apparently they even took the eviction to court...which I never knew about since I'd broken up with him so there's also a civil case along with the eviction.
Since leaving him I've been trying to get my life back together. I got my own car and went back to college and I'm working on getting my degree and going to grad school. However, ever since then I haven't been able to rent anywhere that isn't school owned housing because of my background. The issue with that is this semester they ran out of housing early and I'm on a waitlist and not sure when I will get in.
I also feel like I'm forced to go to grad school because there's no way I'll be able to rent until 7 years have passed and it falls off my record, I have 5 years of that left 2 until I finish my bachelors and then I guess I'll go for a Masters and by then it'll have been 7 years.
I'm so overwhelmed and regretful that one man could ruin everything for me.
I've been good with saving up money, but can never get enough to pay 2k for my record to be expunged since I can't find a better job than what I have now and even if I did I still wouldn't be able to get rid of the eviction.
I feel like my life is ruined for another 5 years at minimum.
What can I do to better myself? I've been working on building my credit, but other than that how will I ever be able to rent a place again or find a good job until I can get my record expunged?
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I know exactly where you are as my son was in a similar situation when his ex-fiancé was arrested. Fortunately for him I was in a position to offer him some help.
I assume the $2,000 is for legal fees for the services of a lawyer. Some lawyers will set up a payment system with a certain amount down and monthly payments. You might find a private practioner willing to do this or possibly a larger legal firm. Then there is also the legal aid society who can help you get the arrest expunged and help with the credit bureau.
You can write the three credit bureaus and explain the circumstances surrounding the issues on your credit reports. They have the ability to remove what is on the reports if they feel they are in error or you had no part in their making. If your name was on the lease you are responsible for the rent. I’m not a lawyer but if you were not notified of the pending eviction or the eviction itself that may be a loophole it depends on the law in your state.
This is where a lawyer can be of help they can write the right type of letter pointing to the proper laws and pointing out any extenuating circumstances that may be in your favor. If you are unable to find an attorney willing to work out a payment system with you then go to the legal aid society that is what they are there for. One thing to stay away from is the companies who advertise they can fix you credit. Many of them are more harm them good. Should you have to resort to one of them make sure to check them out with the Better Business Bureau before signing any legal documents.
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