|
Im young but stressed out about the future
I just turned 17 and I want to take a pretty lengthy career path so Im doing a lot of future planning at the moment so I don't screw myself over.
First off, Im a junior in high school doing running start at the moment (college for free during high school) but next school year is my last free year of college, because it'll be my senior year.
I wanted to get a part time job and save up for when I do end up moving out or paying for college but my parents wont let me get a job because we might lose our medicaid and I have a lot of medical things happening to me right now so I need healthcare.
My mom says to wait to get a job until I get an apartment or dorm and just focus on volunteering at the hospital for experience (I want to be a pathologist) but how am I suppose to get an place without any money? And I also don't want to be 22 thats never had a paying job before.
If I move out around 18-19 and live off students loans and get a part time job in college, is that a smart thing to do?
Im trying to spend as least money as possible because I know ill be drowning in debt but might as well be smart about it, 200,000 is a lot of money.
[ ]
Want to answer more questions in the Work & School category?
Maybe give some free advice about: Personal Finance?
My ex used to do income tax, so I know that parents who have a college aged child can claim them on tax returns and can have them on medical insurance while they attend college. I do not know if there is a law that stipulates the college student can not earn a penny of their own. Or if it cancels out your ability to be covered by the parents family health plan if you earn beyond a certain amount. You should not need to get your own medical insurance, but be covered, even though of adult age, simply because you are in college. As to whether the laws vary by state, I do not know. It is best to not assume, or go by what other families have told you folks as their situation may not be exactly the same. It is best to talk to the professionals, so talking to the family health plan officials, even ask an attorney, ask ahead also of an income tax person for the parents sake, not one, but I'd ask all and know exactly what the laws are before you worry and jump to concluesions. good luck.
]
Your mom is right. Healthcare is probably the most important long-term investment for you right now.
Yeah, it would be great to also have a job, but medical care is definitely more important right at this point. You might not be able to get your butt to work, or to school, or to your volunteer gig, if you aren't receiving the medical care you need.
I understand student loans are terrifying - and you do have to be smart about how you get them and use them - but they are still a solid investment. Getting a job while you are a student (and your college will likely provide some sort of health coverage for you) is probably your safer bet.
]
More Questions: |