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Health care while travelling?
I am going to New York with my family and worried about my baby's health care while travelling. My son is only one year old and here I wanted to know some suggestion about his health care.
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At first I assumed you meant NYC when you wrote New York. IF This is the case you shouldn't have much to work about your baby's heath care or if your insurance company will cover any costs. NYC has one the best EMS services in the country and the hospitals in NYC are among the worlds best.
What you should do is check with your insurance carrier to make sure you will be covered if by chance you are taken to a hospital that is not in their network in New York. I would not expect that would be a problem as the hospitals in New York are affiliated with just about every Major carrier.
The problem comes in if you're visiting upstate New York and the more rural areas. The hospitals in the more rural areas are designed for more of an urgent care and elective type stays. For more complicated care patients are transferred to larger hospitals, by air ambulance if need be. It is the Air Ambulance that you want to make sure you will be covered for as this is quite expensive.
I would say as long as you insurance company will cover all eventualities you can relax and enjoy the trip and your baby. You should find the same level of medical services in New York that you are accustomed to at home.
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If baby has a condition it is wise to check with your health insurance company as to what type of coverage you have when out of state. There will be some kind of coverage but likely restrictions as to where you can go or perhaps certain steps you need to go through which you won't have to if in home state.
My brother growing up got severe asthma attacks where he needed hospitalizing. My parents checked with insurance before traveling away from home the first time until they knew what the procedure would be. We never knew what might set him off. It is not only reassuring but smart to check on ones health coverage when traveling, not only for the child but yourselves as well.
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