hey i asked a question about this a week ago..i need 6000 for tuition books and a computer for college. this is after all the grants and loans included in my finanical aid package. as far as i know i cant get any more direct loans or anything like that. i tried a outside loan but i need a cosigner but everyone in my family has horrible credit..so now im like stuck and cant go to school because i need 6000 and cant find a cosigner? what do i do? it sucks that my family is retarded and doesnt care about what turns out. i have to do everything on my own =[ please help
also, a lot of schools have something called an emergency loan, typically not something you would get at the beginning of your college career, but its worth looking into, ask at your schools financial aid office. [ russianspy1234's advice column | Ask russianspy1234 A Question ]
LM answered Friday August 5 2011, 12:54 am: Got any close family friends with decent credit? If not, try contacting the financial aid office and explaining your situation. They may know of some loans that don't require a cosigner. Keep in mind that the interest rate will be higher; but it will be worth it in the end.
Many schools also have tuition pay programs, which allow you to pay your balance throughout the school year as opposed to all at once. If you have savings at all, you could pay for as much as you can now, then pay the rest in small payments over many months. My school doesn't charge for this service; again, the financial aid office will be your best resource. They may even be able to get you a better work study award or something similar.
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