Okay I recieved my credit card bill today. Well there were a whole bunch of charges on it from facebook that i didn't do. I had purchased some credits on there for my boyfriend before. So a few of those were actually me. But there were like ten more that were not. I called my credit card company and told them I wasnt going to pay it because I didnt buy it. They took it off and then sent an investigator in. I have a feeling it was my bf who charged the extra charges and didn't tell me. I'm mad but i know credit fraud is serious and I don't want him to go to jail over some facebook credits, yet i don't want to pay it either. I afterall didn't buy them. So do i actually have to press charges in order for him to get in trouble or does the credit card company do that automatically, if so ill just pay it. How would I go about that?
[ Answer this question ] Want to answer more questions in the Miscellaneous category? Maybe give some free advice about: Random Weirdos? Amarete answered Wednesday June 22 2011, 11:08 am: You should explain all of this to your boyfriend. If it turns out that he did charge game credits to your card...well, you are perfectly right to be angry with him. But if he admits it, you can always call the credit card company back and say it's not worth the trouble, you've decided to pay the charges and be done with it. And then you can heckle your boyfriend to pay you back afterwards. I'm not 100 percent sure if this would work, but it would probably keep it from ending up in court. So long as the charges get paid and the card holder is satisfied, the company will most likely just let it go.
If he didn't do it, you could be in serious trouble financially if someone else has stolen your credit information. They might not stop at Facebook credits next time. And if your boyfriend still lies about it after you confront him and explain the trouble he could be in, maybe he deserves it a little bit. :P
Also, I'd be careful letting your boyfriend near your credit cards in the future, if the charges were his fault. If he isn't bothered by charging your card multiple times without your knowledge on game credits, he might move on to bigger charges later on. You never know when he might max out the card and run off with his new computer or whatever. It's unlikely, and you most likely wouldn't have to pay in that case, if you reported it properly, but it's something to consider. [ Amarete's advice column | Ask Amarete A Question ]
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