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What to do.
OK Folks, here's the deal. I currently receive over $600 a month in social security benefits due to my disabilities with Autism and Scoliosis. I am still living at home with mom who has absolutely no income. I carry a job as well too, but of course it doesn't pay me enough. But anyways, I still live with mom who has absolutely no income which means that I have to pay all of the bills and as a result, usually I do not have any leftover money to spend. I recently had a discussion with my dad about some of the issues I've been going through and wanting to be on my own. He said if I lived with him that I wouldn't have to pay any rent to him, but I've also heard too that because of that statement and the fact that there's high income coming in from him and other people that live there, I would lose that SSD that I get every month. I can't really afford to lose it right now, I'm also about $7000 in credit card debt which I want to get paid off as quick as I can. My mom has applied for social security, they denied her, she went to an appeal at the end of the last month, but told her that it would take at least three more months for social security to make a decision in regards to whether she would receive benefits or not. She has major back problems and can't work because of that. We waited for a year and a half for the appeal to happen which it did. But anyways, it's a tough decision that I have to make because I really want to get on my own, get my debt paid off, go to school to study what I want and get a better job. I'm 24 years old. What do you all suggest I do? If I moved to my dad's, I wouldn't help my mom with financial stuff, but would help her with the physical stuff due to her back.
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This is a hard decision to make that should involve careful consideration.
Find out for sure if you would lose the social security you're receiving. Talk to your dad about how much he could assist you financially and see if the money from your job can support you (and how stable is this job?)
It may be best to wait to hear about the results of your mothers appeal, but as a young man I think it's important you branch out on your own.
In my opinion, I think you should live with your dad and go to school. It may put you into more debt but there are many career opportunities that don't involve the typical 4-6 year schooling. You need to be independent yourself before you can completely support your mom.
And coming from someone who has scoliosis also, I'm curious to how that affects your job or life. I'm only 17 and I've just started a part time job, and all the time on my feet really hurts my back towards the end of the day.
Think about what is best for you and your family and just try to do your best. It's all you can do.
Good luck,
-Abby
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