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OSAP
I am so confused. Im from toronto and I really want to go to college but im not too sure how OSAP works. I don't have the money to go to school and pay for it myself but I really want to go. I need to apply and get accepted by the school before I can apply for OSAP right? If this happends and I apply and OSAP does not cover me what do I do I applied I got in and i have no money. what will happen. Do i need to pay for the tuition. Plus all the fees before getting accepted i need to pay for myself. I don't know how this works but i want to fulfill my dreams and don't know how PLEASE HELP!
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Maybe give some free advice about: Colleges & Universities?
If you accept the position at the school, you will still need to pay your tuition until you inform the school you are dropping out.
Your OSAP will be confirmed, or denied, before the bulk of your tuition becomes due about half way through the semester (that is if you met the OSAP application deadline). So basically, you'll be stuck owing the school your initial payments and fees, but you can drop out and not owe them any more money if your OSAP doesn't come through.
However, most people look into other forms of student loans if their OSAP claim is denied. You can re-apply to OSAP almost immediately (and perhaps correct whatever mistake made you unable to claim) but you can also get students loans from banks which aren't quite as great as OSAP, but will still get you through school.
Talk to your guidance counselor, they can tell you if there is any reason you wouldn't get OSAP, but basically, if you apply by the deadlines and do everything else correctly, you’ll get something from OSAP. Maybe not everything you need, but a damn good start. BE PROACTIVE! Get a job. Save your pennies. Apply for scholarships and enter competitions. Make a budget.
Being smart about money can keep you from being stressed about money.
Once you understand OSAP, ask your questions and read about it, and make your back up plans, you’ll start to feel better.
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