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Financial and career advice


Question Posted Friday August 3 2007, 1:35 pm

Three years ago I was laid off from my art directors job
in a design studio, which I gave ten years dedication to.
So for the past three years I've been freelancing and balancing
another creative job different from graphic design. Last year I
decided to join two placement agencies who focus on creative
jobs such as graphic design. The two agencies have given
me freelance jobs, but not enough to keep me busy every week.
Sometimes I don't get work for a week. Which leaves me in a
financial hardship. So I've been relying on loans to get me by
inbetween slow times. Well eventually I have to pay these loans
monthly on top of my mortgage payment and other bills. My
head is spinning around what I should do. I don't really want to
sell my home it's the only investment I have. If I do sell my home
I'll be able to payoff all the loans and bills. I don't really want to file for bankruptsy and if I do I don't know anything about it.
I need advice what I should do.


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Michele answered Friday August 3 2007, 5:15 pm:
Well, you might be able to find some work on the internet through the internet. Like work you can do from home and submit it over the internet. I would try the websites of large or medium corporations who could use your services. All of them have "careers with us" links. Submit your resumes and samples of your work. Magazines could use your help. Upstart websites. Maybe you could create websites for people. Maybe you could do on-line advertising. I used to work for a company creating on-line newsletters, which actually were just ads. But oh well. Many of them used a company called constant contact. I get many newsletters from companies that use constant contact to market their goods. Are there any small companies in your area that could use some advice and help with on-line advertising? It is so easy and you can do it all from home.
I hope this gives you some ideas.

good luck to you

Michele

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are_you_fracturing answered Friday August 3 2007, 3:05 pm:
I am actually in a semi-similar boat...I graduated a few years ago with a degree in creative advertising. And jobs, as you know, are extremely few and far between in the industry. I also have not been able to find any long-term employment and have been relying on freelance work and honestly a bit of charity too. I would say if you're really serious about not losing your house, look for an office job to tide you over. Still keep the freelance work on the side, and continue to look for other opportunities in your field. But in the mean time, look for something outside your field. It'll give you more flexibility in the long run when trying to cope with bills and mortgages and the inevitable unexpected expenses we all have.

Hope that helps! and Good luck!

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