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insurance
well im confused. my mom says im not covered on her insurance when i drive alone [i drive her car sometimes if i go somewhere because sadly i dont have one yet] but everyone else is telling me that im covered on my parents insurance since im only 16, even when i drive alone. so i was wondering if anyone else knew.. i looked on the companys website but couldnt seem to find an answer. i live in Georgia and we have State Farm if that helps.
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You do have your license (not a permit) right? If you just have your permit, then you're definitely not covered by your mom's insurance if you drive alone.
If you have your license, you MUST have your OWN liability. Your mom's liability will not cover you. However, if she has full coverage on her car, you will have full coverage on her car except for liability. If you get into a wreck and you don't have liability, then the full coverage will not cover you.
My insurance runs $813 every six months (that includes my liability and the full coverage on my car) and I'm a 16 year old female.
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it doesnt matter who carwe you drive if they havent then its okay
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