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being ripped off from my neighbor
My neighbor offered her 1988 Honda Civic for 1000.00, It needed a battery, 4 tires, I could not test drive it, It had expired plates. I trusted her word. The car sat for 8 months, undriven. She is letting me make payments. I signed a paper saying so. When I got the title, her name was never on there. I only had the car 2 months and I already bought a battery, tires. Now it needs about 200.00 worth of work on it to run. She will not lower the price, and I no longer have a job. I offered the car back. She refuses. What else can I do. I am paying for a car that is only worth 600.00 the most. She took advantage of me. Also the car is in my husband's name. How can I get out of this situation. Please help!
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Maybe give some free advice about: Personal Finance?
Sue maybe....-trix
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If you bought this car from someone you didn't know, like a person advertising in the paper, or a used car lot, you would be in the same situation.
It would be very easy to find an 88 Honda Civic for $1000 at a "buy here pay here" place and have mechanical problems later. Cars always need tires and batteries. That is part of normal maintenance. You would have known that it needed a battery because it wouldn't start and was sitting. The tires are easy to check just by looking. The mechanical repairs are something you always take a risk with when you buy a car. I don't think she took advantage of you. It sounds like a reasonable sale to me if the car had good appearance. Blue book value is always lower than resale.
She agreed to take payments from you - that is like any other kind of credit. If you don't pay, she has a few legal options, like small claims court. I'm sure she is very sorry about the agreement too at this time.
I would consider the car yours, even though your husband's name is on the title, and the debt still owed to her. How you make arrangements to pay her (if you do) is up to you.
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Unfortunatly you have alreay agreed to pay the amount. I wouldn't say she is trying to rip you off. You agreed to pay her price, it is only fair that you keep your part of the deal. It isn't her falt you don't have a job to pay for the car. Cars are expensive and often give you unexpected bills. Unfortunatly you are stuck with the car and the bills. You should just cut your losses, sell the car and pay back your neighbor.
P.S. I check the Kelly Blue Book Value:
1988 Honda Civic $2,225 - $3,400
(You weren't "ripped" off)
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