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Hello, I'm theymos. I answer questions pretty rarely nowadays, but feel free to ask me a question if you think I can help.

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Gender: Male
Age: 25
Member Since: November 26, 2006
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Last Update: December 5, 2016
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I would like to build credit history and build my credit score by using a credit card to pay my bills, but how can I get a credit card when no one will aprove me because my credit history is not long enough? Is there a card that accepts people with little or no credit history? Something that doesn't have high interest? Thank you for your time.

Prepaid cards are the best option. They work like one of those "universal gift cards", but you can refill them and they increase your credit score in the same way that credit cards do. Here's a list:
http://www.creditcardassist.com/prepaid/creditcards.html

Prepaid cards are not a very good deal (lots of fees and no interest on your stored money), so get a real credit card as soon as you can.

Also, your credit score will increase just from owning a checking or savings account and not becoming overdrawn.

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(Rating: 5) OH great thank you!


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