There may be more to the problem of getting a car than just convincing mom to buy you one. The problems I will address will have nothing to do with any issues of maturity or trust. They will strictly deal with the monetary aspects of a car.
First, Convincing mom to buy a car is more involved than just pleading. Are you sure mom has the money to purchase the car. Don't just say yes because you think you do, you have to know moms true financial picture to answer that question.
Then it is just not the cost of the car. There is the cost of the insurance which goes up on her car as well as the cost of insuring your car which will be at a much higher rate then if you were just an added driver on her car. Now what about gas, oils, tires, and repairs. Who is going to pay for all of these things?
If your expecting mom to pay for all of these things then maybe we have come back to the subject of maturity. If you want to convince mom to purchase you a car then she may want to see you are mature enough to own your own car. To do this you may have to get an after school job. You would then be what you could call car poor. Working to support your car.
Not knowing where you live I which will sway my estimate some. The average cost to support car for a teenage driver, not counting the cost of gasoline, is between $2,400 and $3,200 a year. The major cost is the insurance and this cost depends on how type of insurance coverage purchase. Money needed to cover major repairs, tires and routine maintenance.
If you work the numbers figuring $7.25 an hour for a part-time job. You would have to work 442 hours a year just for your car. That works out to 8 hours a week. Depending on how many hours a day an employer would give you you could be working 2 to 3 days simply for your car, then one day for taxes. That may leave little left over for gas and fun.
NinjaNeer answered Thursday August 11 2011, 10:35 am: Well, first off, you should prove that you're responsible enough and invested in it. Go get yourself a job and start saving. She might be more inclined to go halvsies with you than to just buy you one. Do some research on used cars and prove to her that you know what you're talking about.
Then you need to sort out who has what responsibilities. Who's paying for insurance? Who pays for repairs and gas? If you're expecting her to pay for everything, she won't be all that inclined to get you one.
If you can find a benefit to her, that might also help. Like, say, offering to go get groceries, or pick up your little brother from soccer every week. [ NinjaNeer's advice column | Ask NinjaNeer A Question ]
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