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loans for bad credit
I need money asap and I have really bad credit. Where can I get approved?
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Want to answer more questions in the Work & School category?
Maybe give some free advice about: Personal Finance?
If you have bad credit, the last thing you should be doing is getting a loan. I should know, because I have absolutely crap credit due to some stupid mistakes I made a few years back.
If you need money, ask for more hours, get a second job, get a third job, or just cut down your living expenses to make more money available.
Anyone who will approve you for a loan will charge you somewhere in the neighbourhood of 50% in interest. That $1000 loan will cost you $1500 in the long run. There's a vicious cycle caused by these sort of loan programs. You end up short on money because you're paying the extreme interest on your loan, so you have to take out another.
Break the cycle. Spend only what you make, preferably less. Start putting aside a bit of money for an emergency fund (even $50 a month helps) so that in cases like this you won't have to resort to loans.
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Do you have a job? You can go on places like Cashnet.com. There are places out there oviously they want to see you have income. But be careful of hih interest rates or the credit cards they will send you and it will have a annual membership fee. you really do not want that. But sometimes that is the only way to build your credit back up. Go to Cash loans Now. oR a really good one is www.CashLoanNetwork.com. No hassles or anything. Good Luck to you! I hope this helps. PLEASE LEAVE FEEDBACK!
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