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I don't know what to do
Okay so I've been dating my boyfriend for almost 3 months now, and I am on SSI "Social Security disability" I also filled out a housing application. (State Housing) The problem is.. I can't add my boyfriend to my lease!!! and I'm about to move out soon. My boyfriend an I want to get an apartment together but I have no money in the bank... and I don't know how it would ever work out because of the whole money thing and the cost for regular apartments and I'm worried on how this is all going to work out.. and argh I don't know what too do!
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I'm sorry, but from what I can tell, there isn't going to be a way that this is working out the way you two really want.
If you simply cannot afford a "regular" rent apartment then I'm not sure how things could possibly work unless he had a pretty good job and could support most of the rent and necessities. I understand that the cost of living is pretty high and that you may already have trouble making ends meet by the end of the month on your SSI check.
My friend is living in a low-income apartment at the moment. She wanted to live with her boyfriend but it simply was not feasible so he comes and visits pretty often and spends nights. I suppose that would be a fairly decent alternative for you.
I also suggest that you may want to wait a few months before venturing out on your own simply because you state "I have no money in the bank." This is troubling because I fear you may hit a bump in the road and use what money you will be getting from your monthly SSI check before the month is over. Life throws some curve balls at us that we sometimes don't see coming, so please remember that.
I also want to note that you may be able to talk to the Social Security Administration about getting yourself a part-time job. My father is on SSI and I have found out that he qualifies to work a part-time job that does not involve much physical labor. This may give you a little hope in helping yourself to save up money for the future.
So, the way I see it, it simply is just not time for you to move in a place of your own with your boyfriend. It may simply be time to relax, wait a little while, and save the money you are already receiving. A part-time job may be acceptable if you feel able to work a few hours a day at a slow-paced job, but please do not force yourself to do something that you are not capable of.
In time, if you save wisely, you will be able to afford a better place to live with whomever you choose. If your boyfriend also saves then that time may come quicker than you imagine. This will also give you two the chance to build your relationship further and continue seeing each other frequently for dates (which you may have to stop experiencing if you two move into a place you can barely afford).
I highly suggest you not move into a regular apartment on your income at the time being or until you have a nice sum of money saved up and you and your boyfriend are working jobs. You simply do not want to be caught in the middle of a crisis with no money or stuck in a situation that you see no way out of.
I'm sorry to be the bearer of bad news and I hope that things work out with your new living situation and with your partner. If you have any more questions, please feel free to ask me! :)
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