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credit card
do you have to be 18 to get a credit card?
anddd which credit card is the best?
when you get a credit card, do you always have to swipe the card at the store, or can you take like $100 off the card?
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Maybe give some free advice about: Personal Finance?
You must be 18 to get a credit card. It's a federal law. As fortylove pointed out, anyone can get a debit card.
Here's a neutral comparison of credit cards:
[Link](Mouse over link to see full location)
You can usually take money directly out of the card at an ATM, but the interest might be higher.
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You don't have to be 18 to get a checking account, which will give you a debit card. As long as your parents have an account at the same bank and they're willing to be secondaries on the account.
And you can go to the ATM to get money and stuff.
I have CharterOne and it works out okay. I'd avoid American Express and Discover because I know some places don't accept it. Mastercard and Visa are okay.
I would definitely get something with online banking because it helps you avoid overdrawing your account.
But the first step is defnitely talking to your parents about it.
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