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car accident
Im 16 and have had my license for a month ... i was just on the highway in the pouring rain and couldnt see a thing, i had to slam on my brakes and i may have hit the car in front of me, i dont even know! i jerked forward but i cannot remember if i hit him or not! he didnt stop or signal to me or anything, but what happens if he took down my license plate number? am i gonna be in big trouble? and i looked at the front of my car, but i just got into another minor accident lastnight (wasnt my fault, so please dont judge) so the scratches could just be from the one lastnight. im freaking out i dont wanna get in trouble with the cops or anything ... whats gonna happen?!?!?
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Now, obviously insurance may be a little different in the US to how it is here in the UK, but I worked for nearly three years in the Motor Claims Department of one of the UK's leading insurers and now work in the complaints dept.
First of all, you should really try to remember that when the ground is wet, you need to at least double your braking distance, so that you won't hit the car in front.
Now, the fact is that insurance companies get thousands of claims every year from people who were involved in minor incidents with people who did not know they had hit them. I dealt with countless claims like that myself!!
All that happens is the other driver puts in a claim. That insurance company then traces the insured party for the other vehicle and sends them and/or the insurer to whom the vehicle is registered a letter, advising that they were liable to damage to the vehicle they insure. On receipt of the letter, the insurance company contact the driver responsible for the damage, to let them know they have had a report and need them to call to validate the details.
It is very rare for police to become involved in minor incidents because generally, unless there is injury or multiple vehicles, they just aren't interested. Even if you have left the scene of the accident.
Please don't worry. It's really not a problem. If you don't hear anything, good. If you do hear something from your insurance company, all you need to do is call them to let them know you are aware of it. They will then cover the Third Party's costs under your insurance.
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No your just being paranoid its not your falt he took off and how in the world is he supose to get your license plate when its raining and you can't see anything. There is not chance of you getting into trouble over this. Good luck get your mind of the situiation
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well, chances are if you couldnt see anything, than neither did he...and most likely he would have flagged you down, or done something. and the police would have come to you by now. i wouldnt worry about it too much, i really dont think anything is going to happen. You would know if you hit him, by the impact and sound and other aspects. if for some unfortunet miracle (1 out of a million chance) a cop does come to you, stay calm, get your story (the real story) in your head, and just tell the truth. Trust me, the truth will be MUCH better than a lie...they can TELL if you are LYING. seriously, dont loose sleep over it. In a few days, if nothing happens, you know you are safe.
GoOd LuCk!!!
dont worry!!! :-]
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