Please. Does anyone out there know ANY legitimate place we can get help with our house. It is going into foreclose & we are probably going to lose it! I have already pleaded with our lender & at this point they just want all the money we are behind & that's it! I don't know where else to turn. Thanks for any help.
... if they cannot help you, they will be able to point you in the right direction.
I am so sorry you are in the middle of this. You are not alone, and there are very soon to be a great many more as the mortgage market comes to a near total collapse.
Don't be too hard on yourself. Predatory lending has been rampant for years, and it is hard to tell where things are going from here.
Please talk to those people, and read the stuff on the page I sent you to before leaving feedback. I would like to know if they were able to help you, or gave you a referral. If a referral, to whom.
Michele answered Thursday August 2 2007, 1:56 pm: I hope this helps, dear. Good luck to you.
This is a government agency. HUD. Go to this link and find the office closest to you and call them. Tell them everything and get their advice, it's free.
YOU COULD ALSO TRY TO GET A LAYWER AND FILE BANKRUPTCY. YOUR LENDER DOESN'T WANT YOU TO DO THAT BECAUSE YOU COULD ACTUALLY END UP KEEPING YOUR HOUSE. CONTACT A BANKRUPTCY LAWYER. YOUR FIRST CONSULTATION SHOULD BE FREE. IT COULD AT LEAST STOP THE FORECLOSURE FOR A WHILE SO YOU HAVE TIME TO BREATH. IN A BANKRUPTCY, WHICH COULD TAKE UP TO 6 MONTHS OR MORE, THE JUDGE WILL ULTIMATELY DECIDED WHETHER OR NOT YOU CAN KEEP YOUR HOUSE. HE CAN ORDER THE LENDER TO LOWER YOUR PAYMENTS. OR YOUR FINANCIAL SITUATION COULD IMPROVE ENOUGH FOR YOU TO KEEP THE HOUSE. ONCE YOU GET TO COURT, THE JUDGE WILL NEED TO SEE THAT YOU CAN KEEP UP WITH THE NEW PAYMENTS. PLEASE GIVE A BANKRUPTCY LAYWER A CALL. [ Michele's advice column | Ask Michele A Question ]
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