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humorist-workshop
compulsive buying.
basically, i really like buying over the internet. through ebay, or clothing sites, wherever. over the past while my dad's lent me his credit card for no more than minute to enter it at the checkout in online shopping.
that's all fine, but i've memorized the number, and set up a paypal account with it. so whenever i want to buy anything, i can. i get it delivered home, and i arrive home before anyone else, so i get the package, open it, and hide it in my room.
it hasn't been too much, i've bought like four shirts for around fifteen each, and some underwear, but i still feel really bad about all of it.
i don't know what i can do. x x
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i can almost guarantee your dad knows you're doing this. once he gets his credit card statement, or bank statement by whomever issues his card he's going to know for sure. you're going to have to quit because otherwise you're going to be in a big mess of trouble. you've prolly racked up somewhere in the ballpark of like 90-100 bucks. he's gonna notice, and you're gonna be in trouble. and he's gonna have to pay that back. 100 bucks isn't a huge amount of money, but it's substantial enough to make him notice. and i think the trouble you're likely to be in far outweighs the stuff you've gotten out of it.
i can't give you much advice on it, but i can say that you're gonna be in some doo doo.
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It's actually a good thing you feel bad about this. This means that you recognized you had done something wrong. I know you may not see it as being theft or stealing but it is whether it was your father's credit card or someone else's.
You can get in a lot of trouble as it's considered fraud to use anyone's card without their permission, sign their name to pay for anything or open up accounts using their number and name. It's a serious thing you have done here.
I'm not sure if your father would charge you with a crime or not. I doubt it so consider yourself lucky if he lets you off with admitting what you did (which is your next step now). He will likely destroy the credit card, get a new number and not trust you for a while.
You see, while you think he would have never have known about the purchases he'll always have a bill with them on there and may dispute with his credit card company that someone else got a hold of his number. If he can prove this you can get in trouble.
Also, if he ever were to fail to pay the statement he is sent by VISA or whatever card it was because you ran his bill up he can be sued by debt collectors and may be forced to give up his car or any posession even a house if he could not pay. I'm just telling you this so you see the serious level of this kind of mistake can do.
I'm sure he will forgive you (in the end) for coming clean and admitting you did something very wrong and want help so you never do anything like it again. Again, not saying this to make you feel horrible but just to open your eyes to the truth and what you could have done if you had not seen this was a problem.
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You need to stop, because this has happened before where someone got my parents credit card number [in this case, its you] we didn't know who it was but large amounts of money were being spent.
It caused a TON of trouble...first of all, the bank made the card unusable, for example, me and my mom were at the grocery store and when she swiped the card it was rejected or something, and she called the bank and they said they disabled it because a lot of money was being spent and they thought someone might have had the credit card number [which they did]
Soon this is all going to catch up and your parents WILL notice. For all they know they might think someone (other than you) got the number and is spending money freely. It's going to cause a lot of trouble.
You really have to stop, and the more things you buy the more guilty you will feel. If possible that you can return the stuff you bought (if you haven't worn it yet) You should. And you should DELETE THE PAYPAL ACCOUNT.
Whenever you have the urge to buy something, just think of all the trouble you can cause soon. Don't let yourself do this.
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