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Black listed
I have been black listed By 2 banks in South Africa.
My name will remain at the credit bearo for 5 years even if I paid them off.
Is there a way of forcing them to remove my name?
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Maybe give some free advice about: Personal Finance?
You're going to need the kind of expert advice that, unfortunately, you're not likely to find here. I seriously doubt that any of those who post here have expertise in South African economic law.
In the United States, there are services that will help you to clean up your credit. Unfortunately, most of them are scams, but there are some that are legitimate. I don't know if there's South African equivalent, but it would be worth looking into.
You might also resign yourself to the idea that there will be no easy way out of this. Find a new bank, get a savings account going, and after a few months of being a good customer approach a bank manager and see if he can help you clear your credit. He may be willing to do so in exchange for earning a loyal account holder who will bring more business to the bank. This approach will take time, but it is probably more likely than anything else to work.
I assume that you probably don't have much money, or you wouldn't be in this situation in the first place, but it might be worth your while to pay for some expert advice in this area.
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