askreach28
advice column ask question view feedback favorite columnist advicenators

Q: So my parents have decided to get me a credit card and contact lenses as soon as I become "responsible". I know which contacts I want...so that's a completely irrelevant piece of informatin, since we all love those. ;). For lots of the credit cards I'm considering, you need good or excellent credi. What if you have no credit? Also, if you have a credit card already, please let me know all the ins and outs about it. Oooh, and if you can think of ways to prove how responsible I am, then please let me know! ßhould I consider a debit card? What's the difference?
I would reccommend a debit card or a check card if a bank around you offers it. It acts like a credit card, you can use it in all the same places. Only a debit or check card takes money from your bank account instead of borrowing money from a credit card company. The thing is, you're limited by how much money put into your bank account. Your parents might be keener on a debit card than a credit card, since you won't be owing debt to a credit comapny that you (or your parents) would have to pay back with interest.

You didn't answer all of my questions!

bio
reach28

Info
E-mail:
Gender:
Male

Location:
Midwest USA

Age:
18

Member Since:
July 15, 2005

Answers:
32

Last Update:
April 25, 2006

Visitors:
4377

Main Categories:





Favorite Columnists







layout by Adam Particka

<<< Previous Advice Column
Next Advice Column >>>
humorist-workshop

eXTReMe Tracker