|
How can I stop shopping so much?
I used to have two jobs that allowed me to kind of spend money as I pleased (within reason of course). I was making around 1.8k in excess (after bills were paid), which was great and unfortunately I got kind of used to it.
There was one month where I had quite a bit extra in savings...and then my old car died. The repairs for it weren't worth keeping the car so I signed on my first new car instead. Well there went almost all my savings on the down payment. I can still handle the financing charges on my one job so at least that's good.
Exactly a month after that happened, the second company I worked for decided to move overseas where labor is cheaper. I was laid off...that was about a week ago now.
I've been constantly looking for a new job since, but now I'm having a hard time rebalancing my life to not spending the money I was before and I keep forgetting that I'm missing a big chunk of income.
For example, I'll see something I like online and without even thinking, I buy it. Then several hours later I'll remember I don't have extra money to spend and I'll freak out. This has happened FOUR times just this week. I spent $140 on just random stuff I saw and thought "Oh I have to have that!"
That's the second part of my problem, I love fashion so I tend to shop on sites like ebay where people put designer stuff up all the time that are great deals and then I think "I can't miss that deal!" or "I'll never see that item again I need to grab it now!"
Now I'm freaking out a little because I'm getting low on money. I went to cancel the $50 order I made today, but it was too late and it had already been shipped. I also can't return it for a refund unless it's defective.
I sold a purse today for $36 so that will help lessen the blow a little, but that money won't actually get to me until a week from now probably.
I have some other things I want to sell too so I'm going to put them up tomorrow.
What are some ideas on how to stop this behavior until I find another job?
Thank you!
[ ]
Want to answer more questions in the Miscellaneous category?
Maybe give some free advice about: Fashion and Styles?
It may sound drastic but perhaps you should cut up the credit cards, forget their numbers and block Amazon or EBay where you spend money you don't have. You could also ask your parents to take control of your credit cards and dictate when to use them and debit card. They could then dispense the money you really need and keep you from spending what you can't. No shame in it. I have been there. During the time they would do this have them teach you how to really handle your own finances and manage money and a budget per month consistently.
]
More Questions: |