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Need to get my brain to brain past July, but it's stuck.


Question Posted Thursday April 28 2016, 7:42 pm

28/f.
Long story as short as I can make it:
I'm currently unemployed. My unemployment runs out about the end of May. I'm graduating with my Master's in Clinical Psychology at the end of July, but I won't be licensed until late August/early Septemberish. Between the end of May and the end of August, I have NO income. I live in an apartment, alone, and my family can't help.
Come late August/early Septemberish, I will begin my doctoral program, where we are not allowed to work past the first semester; I'll be able to take out loans for living expenses.
I am so terrified of the prospect of being flat broke and further in debt, I can't think straight to apply for scholarships, or to other/better schools, let alone any job prospects, even temporary ones. On top of that, I have three degrees, so I'm overqualified for everything.
I had one job prospect, but it fell through rather quickly, so now I'm discouraged as well as scared.
I have no idea what to do. Everyone around me has a fall-back, or could go home. I have no cushion. It's just me.
Any suggestions would be appreciated at this point. Thank you all. <3


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adviceman49 answered Friday April 29 2016, 10:51 am:
The first thing you need to do is to stop and step back from everything. You are so close to everything you are being overwhelmed. If you take a moment to think about it your training will tell you that I'm right and that you do have options.

Let's start separating the problem(S)out. Applying to other better schools. Not knowing why you are at or settled for where your at it is hard to advise you on this. That being said there is no reason why you shouldn't apply to better schools especially if those programs can help you financially.

When my niece was working towards her Doctorate she worked as student teacher. The money she earned as a student teacher gave her some funds to help with incidentals that scholarships didn't cover. Also since she was not far from Reno she worked as a Cocktail Waitress part-time as they needed her. Other programs may allow you to work during the program. So applying to other schools may be an up thing to do.

The other option you have is to take the license you will receive in September and work full time while starting your Doctorate program on a part-time program. It will take longer but you can earn an income while you earn your Doctorate. My Brother in-law did this and now has a Doctorate in Nuclear Physics.

IF you chose to stay where you are an look for a part-time job then yes with three degrees you are overqualified for most jobs. The thing is you are what most employers are really looking for in both full and part-time help. The thing that disqualifies you is if you expect to be compensated or give them the feeling you expect that your three degrees mean a higher compensation.

You can nip this in the bud during an interview by explaining to the interviewer this is a part-time job for while you are in school and that you do not expect anything more than what they would offer the average applicant for this position.

In an interview you need to sell yourself to the interviewer. Use your training to sell yourself to the interviewer. Show them that by training you may look over qualified but that should not eliminate you from contention. Part of your over qualification for a part-time job is you age. most college students are 4 to 6 years younger than you so you need to explain this as well just so the interviewer does not get the wrong idea that once you become an asset you will leave for the first full-time job in your field comes along.

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