In general I would say the male penis will become erect before the female clit. My reasoning is the male is more visual than the female. The female needs more physical arousal, foreplay. With the proper amount of foreplay her nipples will harden and her clit will become erect. Eventually her vagina will lubricate, get wet, allowing penetration.
As I said that is the general rule. There are some women who are visually stimulated just as the male is but they are exception to the rule.
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