Question Posted Wednesday October 20 2010, 11:29 pm
Hello i currently have a credit card through capital one. I do pay off my credit card bills in full every month, and i'm still trying to build my credit. I was wanting a credit card for emergencies basically. A "just in case thing" other credit card companies have denied me saying i didnt have enough credit. I was curious if i could apply for a different type of credit card through the same company? If so how do i go about doing so? Thanks in advance!
arthurswife answered Thursday October 21 2010, 11:41 pm: Well, I've learned that a credit score is not necessary. I started listening to a guy named Dave Ramsey & he covers this subject well. Instead of a credit card for emergencies, I started keeping an emergency fund. A credit score is also not necessary to buy a car or house. Look him up... it may really help you. :)
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