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hurt knee, doctors and insurance issues


Question Posted Friday May 28 2010, 2:51 pm

When spending the night at a friend’s home I was jumped on and knocked down by his pack of wolfhounds (ten dogs) and fell on to my knees. There was no flooring only concrete I asked if he had homeowner insurance, he said yes but did not give it to me. This was 4 weeks ago I have not seen a doctor I have no insurance or money to do so. Knee is hurt for sure. Can I go to the doctor and then try to find the Insurance Company to discuss this matter

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CynanMachae answered Monday May 31 2010, 5:33 pm:
You might consider small claims court, that may be the easiest approach for you at this point.

Be sure to document everything first, though. Send a certified, "signature required" letter (saving a copy for yourself) that clearly describes the incident, and that you require medical attention and expect him to see to it that this is accomplished, whether through his insurance or out of pocket.

Good luck with your knee!

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PaperHeartsX3 answered Friday May 28 2010, 11:48 pm:
Oh, that must hurt!
I'm sorry that happened.
I would say you should go to the doctors, it is going to cost a lot though, because they will more than likely want an x-ray, All that adds up. Usually if you are unable to pay, they will make some sort of payment plan for you. Or if you want to look online and find an insurance company, but it's almost the end of the month, and where i'm from, most insurance company's start their month on the first, meaning you would have to do it first, or wait till next month. But you should go get that checked out.

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