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credit!!


Question Posted Friday September 18 2009, 12:18 pm

Does anyone know anything about credit scores and marriage, or a website with that information?
I'm 20 and since I turned 18 I got a car loan and a crdit card, never been late on a payment and will pay my car off early. My fiance on the other hand has a mortgage that he never pays on time, has gotten his cable shut off for late payments and so on. So needless to say I have good credit he has bad. After the market goes back up I would like for us to buy a house of our own, but I don't know how difficult that will be if our credit scores are combined or whatever they do.


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Advicelady6798 answered Saturday September 19 2009, 7:25 pm:
You would still be able to acquire a house. What they will do is check his history and see that it is bad and ask him to find a good crdit co-signer. This is where you will come. This will help bring his credit score up and yours as well. If they decide to do it jointly they will put whoever has the better credit in charge and th other person would be a side person.

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