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Credit!!


Question Posted Sunday April 12 2009, 11:45 pm

I need credit and i have none nor any credit cards no one will give me a credit card because i have no credit where the hell am i sopposed to get a credit card? Ughh this is so annoying some one help please

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Maybe give some free advice about: Personal Finance?


Advicelady6798 answered Monday April 13 2009, 9:05 pm:
First you need a checking account, when you use a debit card, it builds up credit. Once you have had a debit card for a minimum of six months, try getting a cell phone in your name. Pay the cell phone for at least three successful months and apply for a capital one credit card or a tribute credit card.

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batman2 answered Monday April 13 2009, 5:24 am:
I had the same problem as you so I went to my bank and I asked one of the bankers how I could build my credit up when I have no credit myself and they told me that I could apply for a credit type card that I had to put money on in order to use it and it had to be so much and be in use or it wouldn't work they said or i could just use my debit card as a credit card so if you have a bank that would be what I'd do if I was you.

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