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chase debit card
f 19
ok so i have a chase debit card. Im always good about not going over on spending wise. but last monday i accidentally went 100 over on my debit card. I had completly forgotten about my mom taking a 100 out to pay for something. I wanted to know does anyone know how much the bank charges each day. And when i pay them back how do i do that do they just take money out of my account or what?
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Hi there,
You will have to find out what the overdraft fee is, in order to figure out what this credit card/debit card error will cost you.
There is a toll free number on your last statement from Chase Manhattan, and there should also be a number on the back side of your card itself.
If you call that number, the people at your bank will be able to tell you what the fee is.
Right now, let us say your account is $100 overdrawn. So your balance would be -$100. The bank will add an over-the-limit fee to that. Let us guess that the fee is $35.
So that makes your balance -$135. If you deposit $135, your balance will be $0.00.
If you deposit $235.00 your new balance will be $100.
I hope that answers your question. Please call the bank for the answers to your other question about daily fees and such, as they are the best place to get that info.
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