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car crash =[
Alright. not to long ago I posted a thing about Cheery Bombs, well two days ago, my car got hit =[
my perfect blue mustang, im really depressed about this. I've been paying for this car all myself, and now it might be totaled.
Long story short, I was on a road, and turned to go down this one way street, well a lady was coming up it(the wrong way) and we hit. Its 100% her fault since it was a one way street. If my car is totaled, can I tell her insurance ppl that I want the same car and color and they will get it for me? Also, will her ppl pay off the rest of my loan since its not up for another 2 1/2 years?
hollister_lover09
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Want to answer more questions in the Technology category?
Maybe give some free advice about: Cars?
Ok, assumign that you got all of her information (insurance carrier, name, number, etc...) and an officer showed up on the scene and can affirm that the accident was in fact her fault, then you should be set.
You need to contact your insurance, and alert them of the accident, and her insurance, to see if they will pay for it. As long as you can prove it was not your fault, insurance should cover it. Thats what they are paid for, after all.
What the insurance gives you really depends on the amount of damage. You'll need to get a quote from a shop to see what it would cost to fix it. If the cost to fix it is more than it was worth before the accident (use [Link](Mouse over link to see full location) for a reference on what its worth) then its considered totaled, and I believe that the insurance company would give you that amount of money. Its not like they'll go searching for the exact car that you want, unfortunately. If it costs less than the value of the car to fix it, then insurance will pay the bill for you.
And dude, that SUCKS that your car was hit! Sorry :[
Anyway, I hope that made sense. Feel free to ask for any clarification.
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