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Question Posted Tuesday January 5 2016, 3:13 am

i declared chapter 13 bankruptcy last year...three months ago i underwent bi-lat total knee replacements which in turn a relied on a loved one to care for my bills...i only had two..comed and cable which i closed both my accounts before entering the hospital...i had a total combined balance of about 400.00... well to shorten this up all they had to do was make a 20$ payment on each to keep them current and failed to so which led to collections and a 160 point drop in my score. they dont get how much they screwed me...how can i explain to them the the impact this has on me monetarily.. i should say us..
sincerely

james chicago


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CynanMachae answered Sunday January 10 2016, 11:43 am:
I agree that letting them know that you were financially hurt by their lack of responsibility is one thing, but more important is to work on fixing the damage.

There are a number of resources to help you with this. I would suggest including the relevant Reddit forum, where you can read answers and post questions.

You will have to create an account to post, but it's free and asks for nothing more than a username and password.

[Link](Mouse over link to see full location)

Good luck with this.

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AdviceMistress answered Thursday January 7 2016, 4:05 pm:
Hi James,

I'm so sorry to hear about your situation. It's tough. I'm not sure who you put in charge of your finances but you can definitely express how you feel. It's perfectly fine to tell that person that it's hurt you financially. However I think the more important thing to do is to work on fixing this issue.

Peace & Love,
Advice Mistress

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