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Hi everyone! I just want to say a few things that I feel are important for you to know. First of all, my life's passion has always been to help others and when I found Advicenators I felt drawn to see if I could help here. I have been in alot of different "shoes", so to speak,and not always comfortable ones! I will not give advice on things I have no clue about and I will be honest. I've tried very hard all my life not to be one of those people that say they know how you feel when they've never been in your situation.
I'm going to college in the spring and I'm going to be working towards a bachelors degree in psychology.

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Gender: Female
Location: Indiana
Occupation: self-employed
Age: 45
MSN: Hotnana0001@hotmail.com
Member Since: June 4, 2009
Answers: 25
Last Update: October 18, 2009
Visitors: 3050

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Ok, so my boyfriends dad offered to sell me a car, that was valued at 6000, for 1500. He said eh wanted to keep the insurance and title in his name until the car was paid off. I had no problem with that, but when i was on my way to take him somewhere, someone ran a red light and smashed the car. its gone, totalled. now he wants to pay his random bills with the settlement! My bf thinks im being selfish by thinking that he should keep the 1500 that he would have gotten from me out of the settlement, and give me the rest to get a new car. Am i being selfish, or is his dad being a real jerk? I really think that he only wanted to keep it in his name so that he could reap the benefits if I got in an accident. Help! dont want to see his face everyday while im so angry at the fact that he's gloating that hes making out on the deal!

I honestly don't think the man is being a jerk. Entering into an agreement such as the one you had with him is basically the same as any lending institution. What I mean by that is this: if you borrowed the money from a bank or credit union and you owed money on the vehicle at the time of the accident, and the car was totaled, then they would get their money first and you would get the balance--that is providing you had made payments. Now, if he is the one that made the insurance payments as well, then is entitled to recoup that money also. You never really said whether you had even made any payments so I'm just basing this on what you did say. I feel if you did make a few payments then the fair and righteous thing for him to do would be to at least give you that money back considering the car was a total loss.

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