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First of all, just because you haven't done those other things, does NOT mean you're not ready. If you're 100% sure you're ready to have sex (even if it's just oral or fingering), and you want to be safe and knowledgeable about it, then no one can stop you. =]
Well, if your guy loves you, then he won't care about your pubic hair at all. Plus, every guy is different and will like different things. Generally, though, guys think it's good to "groom" it in some way. Even if you don't want to shave ALL your hair off, you could shave just your bikini line (whatever shows outside of underwear/a bathing suit) and just trim the rest of it to shorten it.
As far as fingering goes... I think you should try masturbating to find out what YOU like and what makes you feel good, so that you can tell your boyfriend. If he's as inexperienced as you are in this field, he'll probably appreciate the help. As far as what "response" I'm assuming you mean moaning or whatever? Just do what feels good and right while he's doing it. If you want to make some noise, go for it -- but not every woman does.
Hand jobs and blow jobs are easy. First of all, I'd suggest telling your boyfriend, "I've never done ANYTHING like this before, so if something doesn't feel good, tell me. If it feels really good and you want me to do it more, tell me." Trust me, if you make it known that it's okay to give you guidance, then he will. That'll make it a lot easier. As far as actually DOING it, go here:
http://www.handjobguide.org/howto.html
http://www.bjtutorial.com/how_to_give_fellatio.htm
These sites are for educational purposes only, and feature NO pictures (just to let the mods know I'm not showing you porn, haha).
As far as hurting... well, it depends on the girl. My friend that I'm talking to says that it hurt the first time she got fingered, but only for a second and then it felt good. She also says that when she had sex the first time, it hurt (again, only for a second) and she bled a little (which is completely normal; sometimes your hymen is still intact and when it breaks, there's a little blood, and it's NOTHING to worry about).
Me, however, I didn't hurt or bleed. It all depends on the woman. But if it does happen to hurt for you, then just let your guy know and ask him to slow down until you can get more acclamated. =]
Please, if you decide to have sex, use a condom. =]
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