ask leonbell



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Member Since: February 23, 2011
Answers: 1
Last Update: February 23, 2011
Visitors: 311


Okay so I'm a college student. Never had a legitimate job, never taken a loan, etc. I want to know if there's any way I could build credit without paying interest? I'm not really to familiar with how credit works so I was wondering if I got a credit card and paid everything off without paying any interest on it or anything, does that still build credit? And also, what credit cards can I get without having a job or any credit? I don't want annual fees or starting fees or anything if possible. I have a fair amount of money and I'm not at all worried about going crazy and getting into debt with a credit card because I am very frugal with my spending so save that lecture please. (link)
It is hard to build good credit score... My solution is having a pre paid credit card and its just perfect for me because Im still building my credit though I dont owe anything as I only use what I put anyway. The convenience of it is having the Mastercard logo, so in other words, you can shop anywhere that has Mastercard acceptance, from the internet to even abroad. Perfect start for you and it doesnt run credit checks, so newbies in the finance world are more than welcome. Hope thats useful for you...

Check this out: http://www.mycashplus.co.uk/how-it-works/what-is-prepaid.aspx




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