Member Since: February 26, 2012
Answers: 6
Last Update: February 27, 2012
Visitors: 1712
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Okay so I am married My husband got my couches for mothers day several years ago of course threw a finance company. We borrowed 1700 and owed back over 3000 yeah I know crazy. October of 2010 my husband and I split up and he traded my couches for a coon hound. yes another stupid mistake. They have the title to my van the van broke down. not worth fixing to many problems to much money in order to get another car we had to junk the van to pay for a new car. Well August of this passed year. We quit making payments because my son was diagnosed with Adhd, Separation anxiety, and Aspergers. He requires schedules, lists lots of doctor appointments and counseling. My husband started working we barley pay the bills now. I have to stay at home with children due to daycare is to high. I made contact twsice with the fiance company the first bill because they didnt tell me id be paying over 3000 back and second when I couldnt afford to pay them any more both times i was told if you dont make your monthly payment we will be contacting the police thank you. Finally Igave up told my husband when I get my income tax we would just pay it off. well now we have a court date March 13. We are supose to get our income tax back this week. I looked on where is my refund. the amount of almost 2 thousand as been taken out off my taxes that is almost the amount I owed. a little more than I owed. QUESTION how can they take me to court to pay the money if they are taking it out of my taxes?? I dont understand why I have to go to court if i paid them threw my taxes. (link)
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You have to go to Court or you automatically lose. Explain your situation to the Judge and say that you can only afford so much per month due to medical conditions in your family. He can possibly convince the Company to work out payment arrangements with you.
In the meantime, you need to find a part time job that you can do when your husband is at home. The time away from home responsibilities will do you good, and the money will help your family.
Oh, and a piece of advice...don't ever just stop making payments on any bill or commitment. It is a surefire way to get taken to Court. Send in SOME money, and talk to SOMEONE about why you can't pay, and what can be done.
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Rating: 4
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I tried talking they refused to listen all they would say is make your monthly payment or you will go to jail thats all they would say to me
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