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I'm keeping pretty much all detail secret, but here's what I will tell you.

Before I found this site a had given advice many, many times. I am proud to say that some of my advice has changed lives, and even saved them. I decided that I wanted to do more, to help change the world any way I could.

So I went searching for advice-giving online communities, and I found this.

advice

I would like to build credit history and build my credit score by using a credit card to pay my bills, but how can I get a credit card when no one will aprove me because my credit history is not long enough? Is there a card that accepts people with little or no credit history? Something that doesn't have high interest? Thank you for your time.

One way to buuild credit is to buy something with a monthly bill(or annual bill) and just pay it on time. It's a great way to build credit, and you might get a cell phone out of it.

I hope this helps. :)

To answer your question, no, you don't have to use a credit card to gain credit. Any recurring bills will build good credit if you pay them on time. For example, if you get a cell phone and pay all the bills on time, it'll slowly build credit. Very slowly because it's just a cell phone, but it's a start.

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(Rating: 5) Ok like anything? and I don't have to pay with a credit card? Like I could use a debit card or cash and that will still help build it ? thank you
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