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Personal Finance
Getting it all to balance Ask your question here.


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Moving Out


Posted Thursday July 16 2009, 7:59 pm

I'm 18 years old and I know a lot of people say this but honestly my mum and I have never gotten along. I volunteered to get a job at the age of 16 and have been working ever since, I am now a manager at a fast food place and I get paid $10. I have my own car which I paid for with money I saved up. I am a senior in highschool and plan on going to college. My mum has never approved of any of the choices I've ever made so she feels the need to threaten me whenever I don't wash the dishes or don't adhere to her policy. Taking away the laptop (which I paid for), the phone (which I pay for monthly) and the car (which I paid for) is a constant battle with her. SOOOOO..



I am thinking of moving out. My boyfriend who I...

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credit card transaction


Posted Wednesday July 15 2009, 9:09 pm

i used my mom's credit card to participate in some bargain offers on chooseyourcolor.com, i only needed three more offers to partake in receiving a free laptop(once signed in as a member). i assumed this was a trusted site because it's different than the usual fraud websites. now i'm not so sure because when i was about to make another transaction, the bank rejected the credit card. i'm scared now because now i'm wondering what if more than i agreed to was taken out of my mom's account. she'd kill me and i don't want to disappoint her to that extent. it's bad enough that i borrowed her credit card without permission. i just really wanted that macbook and it seemed so easy to get that i couldn't resist. hindsight is always 20 20 exspecially ...

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Car deal gone wrong


Posted Friday July 10 2009, 11:56 am

I sold a friend a car about two years ago which was financed. I then last year bought a car from him and still owe him $1800.00. Last year, he was driving the car and overheated it. the repair was going to cost $4000. he did not have the money. So I said my credit to ruined anyway why don't we just let the car go back to the bank. Didn't here form him for a while. Then this april he said the garage he took it to would buy the car for $2500 and give him check in my name. The guy gave him the check and I sent the guy a bill of sale saying once the check was deposited in my account within 30 days I would send the title after I paid off the bank. we had not made payments on it for months, but the bank said we could pay it off instead of the $4...

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Improving Credit Score


Posted Sunday June 28 2009, 11:01 pm

I would like to build credit history and build my credit score by using a credit card to pay my bills, but how can I get a credit card when no one will aprove me because my credit history is not long enough? Is there a card that accepts people with little or no credit history? Something that doesn't have high interest? Thank you for your time.

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I need money


Posted Monday June 22 2009, 7:04 pm

what is the easiest way to make money fast legally or illegally and not get caught

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Where should I put money I'm saving?


Posted Monday June 15 2009, 10:21 pm

I'm in college and this summer is the first time I have a job where I am making enough money to really start saving for the future. I have a regular checking account, but is there another place I can put my money where it can grow and earn interest faster? Any advice?

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Posted Monday June 15 2009, 8:54 pm

ok when do guys like really start getting perverted(sex,makeing out)..like do the start at 12,13,14 b/c i kno some guys that are perverted that are like 12 but i dont kno if others are or if its just those guys!!!

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Prepaid travel cards


Posted Monday June 15 2009, 8:38 pm

I am going to Italy and Greece in about 2 weeks. I really do not want to bring my actual debit card along with me. Does anyone know of a good prepaid card that I could load up with my spending money, then use it to withdraw money at ATMs in these countries, and still use it as a debit if I wanted too? Has anyone used any of these internationally? Is it actually worth it or should I just bring my debit and spend my time worrying about loosing it? Thanks!

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help...virgin mobile card please?


Posted Wednesday June 10 2009, 9:59 pm

i just want to start out by saying i would normally never do this. but im despersate. i need a virgin mobile top up card. i was helping pay bills, and got laid off. then my father who lives in NC had a stroke and the only way i ever got in touch with him was through my virgin mobile phone. (cheaper than a home phone.) im trying to help myself and my mom back on our feet. so i would be highly appriciateive to anyone willing to purchase a top-up card. i dont need any lectures about mooching; im ashamed really to have to even ask on here. but thank you anyways

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starting a business


Posted Tuesday June 2 2009, 10:43 pm

Hello im 18/f. I recently came up with this idea that i want to start my own business. Im not sure what kind of business. Here is some information about me: I was on the cheerleading squad for 3 years, im going to go to college for nursing and psychology. I just came up with this idea. Can anybody help me decide on some topics that i could use. Sell stuff you know. I want it to be successful but who doesnt. I know it takes alot of work but im willing to do it. I just dont wanna spend money then it be pointless. Any ideas would be helpful! Thanks!

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Acquiring Credit


Posted Thursday May 21 2009, 3:31 am

I'm 24 years old. I work full time (40 hours a week). I make decent money, roughly $1300/month. I pay two bills every month, a car payment and a cell phone bill. My parents don't ask for rent, and they pay my car insurance. I've tried and failed to get a car (not brand new, but newer and more reliable than what I now have) numerous times. I've been told no one can help me because I don't have sufficient credit. I have two things on my credit report, totaling roughly $300. I guess my question is to start getting credit, do I have to clear my credit report? It's starting to get a little frustrating.

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Amateur translation service?


Posted Sunday May 10 2009, 9:05 pm

I'm thinking about offering my services as a translator, for a small fee payable by PayPal, but I'm not sure how it could work. I've been doing some translating work, French -> English for my Nan and her partner's band recently, and I really enjoyed it - I also think it would help me improve my own proficiency in French.
I've been studying French for five years now - it's one of the things I'm best at and enjoy the most. I do study some others, but I feel most proficient in this language and I'd like to do some work with it!

I'm hardworking and determined to become a professional one day - so I guess this is a good way for me to start off.
So, what kind of prices would you pay for an amateur translation servi...

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Child care


Posted Sunday May 10 2009, 3:35 pm

I want to know if there are any inexpensive child care centers in WA because I really need cheap child care, I am a pregnant teen looking for a possible way of keeping my baby, and I need to find a place to watch him/her if I do. And it would have to be pretty good pricing.

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Looking for "free" credit checks.


Posted Friday May 8 2009, 3:02 pm

So, many jobs these days are making you do a credit check online. They'll recommend you a website, and you fill it out. Then almost at the end they tell you they will put you on a free subscription for something and then charge you monthly of like 40 dollars.

My question is, are there any completely free credit check websites where there are no hidden fees? I googled so many but they all charge you, even when they claim "it's all free."

Any recommended websites would help. Thanks.

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Debt Reduction-Consolidation Etc.


Posted Sunday April 26 2009, 12:57 pm

Hi,

I am sinking fast with all my credit card bills, bankrupcy is not an option. I have been asking around, and looking for a company that is completely legit in regards to debt reduction and re-negotiation. However, as of now I am still making the payments on time and have good credit. But as my savings is depleted, I can't keep that up. I have heard that going through a company like this will leave a bad mark on ones credit score, almost the same as bankrupcy. Does anyone have experience with this? and if so please share.

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How do you make $45,000 fast?


Posted Thursday April 23 2009, 10:42 am

I am going to college next year at a very expensive school. What are some ways to make that sort of money fast?

Tell me what I can do, what I will make, and how hard I will have to work for it.

And anything goes here, legal, illegal, immoral. I probably won't go the illegal route, but the information would come in handy.

18/m

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Credit Cards


Posted Sunday April 19 2009, 10:32 pm

I was wondering, if someone over the age of 18 gets a credit card account, i know they can add additional cards, but can you get a card in someones name that is under the age of 18 as long as there is permission?

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Credit!!


Posted Sunday April 12 2009, 11:45 pm

I need credit and i have none nor any credit cards no one will give me a credit card because i have no credit where the hell am i sopposed to get a credit card? Ughh this is so annoying some one help please

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How can I, a teen, make this money making operation work?


Posted Monday March 23 2009, 6:16 pm

hey, I'm a 15 year old girl btw. Trying to earn money for stuff. lol well duh.

1. Pick the ones that are good ideas to make money from.
2. Tell me how to present them in an advertisement for my neighborhood, and how to present my jewelry at school for girls to buy too. For the neighborhood, if there are other examples for that kind of thing, please show them. I really have no idea what to say in descriptions for stuff like that. I need major help.

For School:
- make necklaces & bracelets (where do i get material and instructions.. idk what people would want. like other examples)

For Neighborhood:
- yard work (excluding cutting bushes & mowing the lawn)
- tutor ...

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Getting a Grant to start a business


Posted Wednesday March 18 2009, 3:51 am

Please only people with a positive attitude, People who have gotten grants before or know of people who have, people with some good success focused feed back please. Thak you.

I just moved to a small town. There are a lot of small business here, most of which sell and specialize in different things. I have been thinking about starting a business for a few years now. I think this is a good place to start. We have a place we are renting where the rent will stay stabalized. My sweetie has a good job. I really need to get into my own thing doing art. There are a lot of artists here that could showcase their work at my potential store. The question is, how do I go about getting a grant to make it happen. I would need enough money...

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