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Let's say that my credit score is 10 points below what I would like it to be, and I get a credit card and charge like $20 a month to it and I always pay the bill on time...how long will it take for my credit score to gain those 10 points? (link)
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Depending on the company, how often you use it, how on time you pay it and how long you have your card are all factors to keep in mind when determing a credit score. Some card companies can take up to (min) 6 months (max) to a year to change credit scores. When you apply and call to activate your card(s) ask them these questions. They should be able to further assist you. Hope this helps.
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Rating: 5
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Thank you I will do that when I apply. Peace
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